"I can’t imagine what it would be like to be blind or severely visually impaired.” “It is a great joy to me, knowing that the work of the Agency will continue long after my volunteer days.” – Persis Gow, Volunteer & McGreal Society Member

Making a charitable gift is a great way to thank Future In Sight for making New Hampshire a better place to live. The Agency has touched the lives of so many, leaving a lasting impact upon thousands of blind and visually impaired individuals and their families over the last 105 years.

You too can make a difference in the lives that follow by making a contribution from your estate through a bequest or other planned gift such as a life income gift, a gift of life insurance or other retirement assets or gifts of real estate.

If you would like more information about charitable gift planning please contact Lucinda Williams, Director of Development at 565-2427. 

Bequests

A bequest in your Will or provision in your Trust directing a gift to Future In Sight provides you with an opportunity to create a lasting legacy.

Many people have included Future In Sight in their estate plan, either through a Will, Trust, Life Insurance Policy, IRA, etc. or made a life income gift, like a Charitable Gift Annuity.

By making a charitable planned gift to Future In Sight you can become a member of the McGreal Society. The McGreal Society was named for William and Elizabeth Yates McGreal who each had a long history of service to the Agency.

Your will or estate plan can designate gifts of cash, real property or retirement plan assets to be made in one of several ways:

  • Specific bequest: a gift of a specific amount or piece of property.
    Example: "I give $5,000 or my XYZ common stock to Future In Sight, a non profit corporation, for its general corporate purposes."
  • Residuary bequest: a percentage of or the remainder of your estate.

Gifts that Return an Income for Life
There are a number of ways for you to create a charitable gift, using appreciated stock or other assets, which return an income to you and usually to one other person. Charitable gift annuities are suitable for gifts of $5,000 or more. Charitable Remainder Trusts are an option for larger gifts.

  • A Charitable Gift Annuity may help you increase your spendable income; provide a fixed, steady income; gain an immediate charitable income tax
    Example: "I give, devise and bequeath, all the rest, residue and remainder of my property, however acquired and wherever situated to Future In Sight."
  • Contingent bequest: a gift taking effect only if something does or does not happen, e.g. another beneficiary does not survive you.
    Example: "In the event my Aunt Mary Jones should not survive me, I give my father's silver and coin collection to Future In Sight."

How to Name the New Hampshire Association for the Blind in the Will or Trust
The following is suggested for language for including us in a legal document, such as your Will or Trust:

"Future In Sight, a nonprofit corporation, organized and existing under the laws of the State of New Hampshire, and with its principal business address as 25 Walker Street, Concord, New Hampshire 03301."

Gifts of Life Insurance, IRAs and Other Retirement Assets
It is easy to name Future In Sight as the beneficiary, or one of the beneficiaries, of your life insurance policy or any one of your retirement plans. By making a charitable gift in this manner, you may avoid estate and income taxes while creating a lasting legacy.

Just as you should periodically review your Will and Estate Plan, you should also periodically review the beneficiary designations on any life insurance, IRA, 401(k) or other retirement plan you own (or over which you have a power of appointment given to you by someone else).

You may even consider gifting an "obsolete" insurance policy by naming the Future In Sight as the owner. You will be entitled to an income tax deduction that is usually equivalent to the paid up value or replacement value of the policy.

Simply contact the administrator of your plan and ask for a Change of Beneficiary form. You may even be able to find one on their web site.

Real Estate

Giving Real Estate, whether undeveloped, residential or commercial, provides you with another method to make a tax-advantaged gift. If your real estate has grown in value, it may be a perfect asset to fund a charitable remainder trust. It is possible to continue the use of your home or property during your lifetime, while receiving the benefit of an immediate charitable tax deduction.